Best Online Money Transfer services to India

When it comes to sending your hard-earned money to your near and dear ones back in India, it is imperative that the service that is used is fast and reliable. Based on my experience from sending money from US to India, below are best two services which I have relied upon as and when I need.

1. Xoom – Online Money Transfer to India

Xoom Send Money to India

Xoom, a Paypal service lets you send money to India at competitive rates and guarantees a 4 hour deposit in leading banks in India if you send money during the India banking hours. With Paypal being the parent company, Xoom is one of the best and responsive 24* 7 customer service that I have seen.

Charges – Anything above $1000 is free when you send with your bank account.

Sign up on Xoom with this link and get a $20 Amazon GC on sending $400 or more 

2. TransferWise – Online Money Transfer to India

Transfer Wise Send Money to India

When you want to send less than $1000 for a competitive exchange rate and can wait for 2-3 days for the money to arrive in India, TransferWise is the best.

Charges – Although it charges a flat fees for any transaction, it does so over the market exchange rate which is typically always around 60-70 cents more than what Xoom offers. So even with the fees, you will get a exchange rate better than what Xoom offers without any fees.

Sign up on TransferWise with this link and get your first transaction upto $2999 for free

3. Remitly – Online Money Transfer to India


The third service, Remitly is a combination of the first two services that we covered here. It provides both an express and economy transfer option with amazing exchange rates.

The economy option takes close to 7 days for the money transfer to be credited in the Indian account. But the express option takes it a notch up and provides same day transfer.

Sign for Remitly using this link and get a higher exchange rate for your first money transfer to India